Ventura Chapter – The Divorce Transition Professionals 2.0 (March 12th)

Ventura Chapter – The Divorce Transition Professionals 2.0 (March 12th)


Looking forward to another great meeting where I will be introducing this month’s speaker, Angela Bessard, with Conquer Credit Management, Inc. Her goal has been enabling and educating consumers about the importance of their credit which will empower consumers to take charge of their future by managing their credit today.

Our Sponsor for this month will be Neil Palache, the founder of DTP.

 Please RSVP by registering above and I look forward to seeing you all on Tuesday, February 12th at 8:00 AM.




This Month’s Speaker


Angela Setters Bessard

Conquer Credit Management, Inc.

(P) 818-530-0225

 Angela Sellers Bessard is known as a pioneer in the Credit Industry, she is the Founder and CEO of Conquer Credit Management, Inc. Starting her business over twenty five years ago, Angela is changing lives with her relentless dedication to helping people understand how to manage their credit and use it as tool to create wealth. Working solely through referrals and trusted advisors, Conquer Credit Management, Inc. has grown into the premier credit management agency in the Credit Industry.


This Month’s Sponsor

Neil Palache, Women’s Financial Transitions Coach and DTP Founder



This Month’s Host: Capital Mortgage Services, Ventura



We’re a dedicated Mortgage Service Provider located in Ventura County, assisting homebuyers throughout California. We’ve been one of the top lenders in the tri-county area for the last 3 years. We’ve helped people find houses they doubted they were able to afford.

We Do the Heavy Lifting for You

With so many sources of financial assistance it’s nearly impossible for the average homebuyer to know what is available to them. Our job is to do the shopping for you, and assist all eligible applicants in finding the proper financial resources to purchase a home.

Our main reason for success is that we constantly educate ourselves on the many and sometimes daunting areas of the mortgage market. We have access to over 50 lenders and their guidelines. We also regularly meet with representatives from each of the lenders, where we discuss changes and new vital home lending information. We also hold functions where we invite the public to come and ask the lenders questions to get a first-hand view of lending requirements.

The difference between a good agent and a great agent is that a good agent will know the information that is given in industry standards. The great agent will seek more information and stay on top of the laws and changes in the market place. At one point, due to the market crash, rules were changing on nearly a daily basis in the mortgage industry. Many of the agents who had made a good living in a thriving market were being forced out. They weren’t able to keep up. In short, they were in it for the short term and weren’t prepared for the tremendous amount of work to stay up on the trends. While several mortgage companies were closing their doors, we thrived. Many of our competitors were stumped on what we were doing. There was no secret, only hard work and awareness kept us in the game.

It’s Not Magic, It’s Math!

There are no secrets to this business, and there’s no getting around the fact that numbers don’t lie. Our most important job is to give you a clear and concise projection about the home you may want to refinance or purchase. We’ll meet with you to discuss the type of home you want, review your financial standing and help you determine a price range that is suitable for your wants without killing your budget.

We don’t want to put our clients in a struggling position. That’s why we won’t give you a loan that you can’t afford. We simply explore every angle to maximize your growing potential.


About Divorce Transition Professionals (DTP)

Pasadena, Santa Monica, Westwood, Sherman OAks, Woodland Hills, Calabasas, Agoura Hills, Westlake Village, Thousand Oaks, Simi Valley, Camarilla, Ventura

Why 2.0? Well, after 10 years it is time for a change. A change in location, a change in format and a change in the design. So, we’re bringing in a top-notch speaker, holding it in a top-notch location, providing all of the networking and business opportunity you could ask for with some of the best professionals in the community that specialize in working with people dealing with divorce. While this particular meeting may not have all of the following, we expect to provide continuing education, networking, study groups, break-out sessions, case consultations and more……

This event is completely free to all FIRST TIME attendees. It is an opportunity to find out what the Divorce Transition Professionals is all about, what it is about to become and how becoming a member will benefit you. So, if you are a professional in the divorce field i.e. Attorney, Accountant, Financial Professionals, CDFA, Mediator, Therapist, Realtor, Mortgage Broker etc…..please attend and check us out. There is nothing like us in the area currently.


DTP Ventura Chapter Leader

Carlos Camargo
Reverse Mortgage Professional

Tel: (805) 985-2808

Carlos Camargo found his calling to help and serve people after enlisting in the United States Air Force. He had rewarding careers in Law Enforcement, Software Sales and even taught Scuba Diving in Maui, Hawaii & Guam, but his true passion has been helping people with their Real Estate & Mortgage Lending needs. 

Carlos obtained his Real Estate Salesperson license in 2003, his Brokers License in 2007 and for the past 11 years he has been a dedicated Reverse Mortgage Professional. 

Often misunderstood, a Reverse Mortgage can help individuals and couples, as well as their family and trusted advisors, look at how housing wealth can be an Integral Part of Retirement Income Planning versus a product of last resort.

Open Mortgage gives their clients a competitive advantage by offering Traditional and Reverse Mortgage programs that as a direct lender are handled from start to finish versus having to broker out the loans. They can customize a loan program that is optimal for their clients and Carlos is available for in-home appointments. Their goal is to provide a superior level of service before, during and after the loan and the company motto is “Where Better Is Possible”



DTP – Founding Chapter Leader

Neil Palache
The Wealth Creator Company For Women

Tel: (818) 606-7327

Neil Palache is dedicated to empowering women as is shown by his involvement in many community and business organizations such as the National Association of Women Business Owners Ventura County, Women’s Economic Ventures and the International Women’s Festivals Santa Barbara. He has also started several groups such as the Money Mastermind for Women™ and the Divorce Transition Professionals™. Neil has been married to Stacie since 1987, has three beautiful children and lives and works in Westlake Village, California.

DTP Non-Profit of Choice


Center4SpecialNeeds is a 501(c)(3) non-profit corporation founded in 2011 that provides resources, education, and programs for families and individuals affected by developmental disabilities in Ventura County, California.  Center4SpecialNeeds’ vision is to have families benefit from the information we provide, to help children progress, to help parents restore some balance in their lives and not feel they are in constant crisis mode. We want parents, who are feeling isolated and alone, to feel embraced and supported. We want to provide opportunities for individuals with special needs as they develop into thriving members of our community.